“National Fire Adjustment (NFA) Insurance Adjuster works for you,” is a common phrase among insurance adjusters from all insurance companies. “NFA Canada is what you make it.” A public insurance inspector in Ontario may work side by side with a claim adjuster from another insurance company for as little as two or three hours per claim. This ‘affiliate program’ between insurance inspectors and claim adjusters helps them both deliver results that are aligned with the insurance companies’ insurance quality standards. Claims adjusters are paid only if their client’s insurance claim is fully paid and approved by insurance investigators.
“NFA Canada is what you make it,” is also a popular slogan amongst insurance investigators from all insurance companies. The goal of an insurance adjuster is to get paid. Their compensation is based upon how many insurance claims they successfully process for their clients. They make money only when they make a successful claim for their client. At a stressful, difficult time when you’ve got so many things to worry about, an insurance inspector relieves you of much of the heavy lifting responsibility involved in preparing, processing, and submitting your insurance claim to your insurance company.
For example, in Ontario, there is only one licensed insurance claim adjuster. If you need to submit a claim to a different insurance provider, you need to first contact the claim adjuster of that company. They will assist you in finding a licensed claim adjuster and assign an adjuster to your claim. Then, once you’ve provided the insurance company with all the necessary information regarding your claim, your insurance adjuster will communicate with the claim adjuster.
The insurance adjuster’s role is essential to ensuring that all your insurance needs are met. There are different types of claims, such as property damage, personal injury claims, and auto insurance claims. There is also an appeals process available for most claims. If you feel your rights were abused, contact a lawyer immediately to discuss a possible claim against your insurance provider.
Public insurance appraisers are not lawyers. They are independent brokers who are trained to assist you with insurance related matters. What they can do is refer you to the appropriate lawyer, or inform you that your insurance company does not have the necessary resources to properly represent you in the matter. As a client’s advocate, you have certain rights as an insurance customer. You have the right to be referred to a lawyer if the insurance adjuster fails to follow proper protocol in handling your claim.
When you’re dealing with an insurance company that doesn’t seem to want to settle your claim, contacting a claim adjuster is a good idea. With their assistance, you can get a fair settlement. If you’re dealing with an insurance company that refuses to make a fair settlement, you may want to consider taking your case to court. It is highly recommended that you hire an insurance broker or claim adjuster for this type of claim, as the process can become complex and lengthy. If your insurance company responds with a resounding no, it may mean that they have something to hide.
National Fire Adjustment Co.
1100 S Service Rd #222,
Stoney Creek, ON L8E 0C5